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Retirement

The 30-Times Rule for Retirement: A Practical Indian Perspective

August 6, 2026August 5, 2026 by Rajasekhara Reddy

The 4% rule is a useful starting point, but Indian retirement planning often needs a more conservative approach because inflation, healthcare costs differ.

Categories Retirement

EPF vs PPF vs NPS: How India’s Retirement Instruments Actually Work

July 24, 2026 by Rajasekhara Reddy

EPF, PPF, and NPS explained simply — how each actually works, current rates, tax treatment, and whether you should hold all three together.

Categories Retirement
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